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Will crypto be the new currency

Will crypto be the new currency

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Despite the increased level of interest in cryptocurrencies, there is scepticism about whether they could ever replace more traditional payment methods or. Digital currency has the potential to completely change how society thinks about money. The rise of Bitcoin (BTC), Ethereum (ETH) and. Many of the world's monetary authorities are seeking more guidance on how best to pursue digital forms of central bank money.

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As of October , countries were piloting, researching, developing, or otherwise exploring a CBDC initiative for their economies. The system was designed to electronically mimic features of a cash transaction. Because it is issued by a central bank, a CBDC would have legal tender status, making it widely accepted as a means of payment. Unequal financial literacy and digital access might result in sophisticated investors garnering the benefits while the less well off, dazzled by new technologies, take on risks they do not fully comprehend.